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		<title><![CDATA[Site Map | Mpire Financial NMLS #2108504 Katy, Texas]]></title>
		<link>http://therichardsmithteam.com/sitemap.xml</link>
		<description><![CDATA[Richard Smith from Mpire Financial NMLS #2108504]]></description>
		<language>en-us</language>
		<copyright><![CDATA[Copyright (c) 2026 Mpire Financial NMLS #2108504 All Rights Reserved.]]></copyright>
		<lastBuildDate>Fri, 03 Apr 2026 22:25:04 +0000</lastBuildDate>
		<ttl>3600</ttl>
		<item>
			<title><![CDATA[ Weekly Tips Template Page ]]></title>
			<link>http://therichardsmithteam.com/weekly-tips-template.htm</link>
			<guid>http://therichardsmithteam.com/weekly-tips-template.htm</guid>
			<pubDate>Fri, 10 Jul 2009 17:03:04 +0000</pubDate>
			<description><![CDATA[ 


















Richard's Weekly Tip






The Video Below Will Start Automatically..

 Richard



's tip
www.IgoUgo.com










Send Us An Email:

richard@richardsmithteam.com





Call Us Today!



(832) 887-1300



























Get... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home ]]></title>
			<link>http://therichardsmithteam.com/index.htm</link>
			<guid>http://therichardsmithteam.com/index.htm</guid>
			<pubDate>Sun, 01 Jan 2023 09:28:18 +0000</pubDate>
			<description><![CDATA[ You&amp;nbsp;Are About To Discover&amp;nbsp;All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in&amp;nbsp;Houston


, 


Dear Neighbor,
My name is Richard Smith. I want to thank you for taking the time to vis... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Contact Us ]]></title>
			<link>http://therichardsmithteam.com/contact.htm</link>
			<guid>http://therichardsmithteam.com/contact.htm</guid>
			<pubDate>Sun, 01 Jan 2023 09:26:23 +0000</pubDate>
			<description><![CDATA[ Ask Your Question
We know that you are not always able to find an answer to every question on our website. That's why we encourage you to send us an email here. One of the knowledgeable members of our team will respond shortly with an answer to any ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Map & Directions ]]></title>
			<link>http://therichardsmithteam.com/map.htm</link>
			<guid>http://therichardsmithteam.com/map.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:04 +0000</pubDate>
			<description><![CDATA[ Map &amp;amp; Directions
The map below points to our office location.





 
// Create a map object
var map = new YMap(document.getElementById('mapContainer')); 
// Display the map centered on given address 
map.drawZoomAndCenter(&quot;242... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Privacy Policy ]]></title>
			<link>http://therichardsmithteam.com/privacy.htm</link>
			<guid>http://therichardsmithteam.com/privacy.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:04 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ State License Information ]]></title>
			<link>http://therichardsmithteam.com/state-license.htm</link>
			<guid>http://therichardsmithteam.com/state-license.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:04 +0000</pubDate>
			<description><![CDATA[ State License Information
Here is our state license information:
State of Texas 	   	   	 
TX 	Mortgage Broker Licensing 	TSML Broker
#1241 	 
  	Department of Savings and Mortgage Lending 	  	 
  	2601 North Lamar Boulevard
Suite 201
Austin, TX  7... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Mortgage Calculators ]]></title>
			<link>http://therichardsmithteam.com/mortgage-calculators.htm</link>
			<guid>http://therichardsmithteam.com/mortgage-calculators.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:04 +0000</pubDate>
			<description><![CDATA[ Mortgage Calculators
Monthly Mortgage PaymentThis calculator will compute your Total Monthly Mortgage Payment. Your monthly payment will include principal and interest and an escrow account for property taxes and homeowners insurance. This is also k... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Tell Us What You Think ]]></title>
			<link>http://therichardsmithteam.com/tellus.htm</link>
			<guid>http://therichardsmithteam.com/tellus.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ Tell Us What You Think
It was a true pleasure to assist you. Our business is built on the referrals we receive from satisfied clients. Please take a few minutes to fill out the form below and leave us your feedback. It only takes a few quick and eas... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Amortization Calculator ]]></title>
			<link>http://therichardsmithteam.com/loan-amortization-calculator.htm</link>
			<guid>http://therichardsmithteam.com/loan-amortization-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ Mortgage Amortization Calculator

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Qualification Calculator ]]></title>
			<link>http://therichardsmithteam.com/loan-qualify-calculator.htm</link>
			<guid>http://therichardsmithteam.com/loan-qualify-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ What Size Loan Can I Qualify For?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Interest vs Principal Calculator ]]></title>
			<link>http://therichardsmithteam.com/interest-principal-calculator.htm</link>
			<guid>http://therichardsmithteam.com/interest-principal-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ How Much Of My Payment Is Interest vs Principal?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obl... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Buy vs Rent Calculator ]]></title>
			<link>http://therichardsmithteam.com/buy-rent-calculator.htm</link>
			<guid>http://therichardsmithteam.com/buy-rent-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ Buying vs Renting Comparison

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Onlin... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Early Payoff Calculator ]]></title>
			<link>http://therichardsmithteam.com/early-payoff-calculator.htm</link>
			<guid>http://therichardsmithteam.com/early-payoff-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ How To Pay Off My Mortgage Early

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Calculator ]]></title>
			<link>http://therichardsmithteam.com/refinance-calculator.htm</link>
			<guid>http://therichardsmithteam.com/refinance-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ Should I Refinance?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Ap... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Monthly Mortgage Payment Calculator ]]></title>
			<link>http://therichardsmithteam.com/monthly-payment-calculator.htm</link>
			<guid>http://therichardsmithteam.com/monthly-payment-calculator.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:05 +0000</pubDate>
			<description><![CDATA[ Monthly Mortgage Payment

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Lo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 3 Quick Tips For Repairing Your Credit Report ]]></title>
			<link>http://therichardsmithteam.com/3creditrepairtips.htm</link>
			<guid>http://therichardsmithteam.com/3creditrepairtips.htm</guid>
			<pubDate>Thu, 22 May 2014 16:58:40 +0000</pubDate>
			<description><![CDATA[ Dear , here is&amp;nbsp; your FREE Report
Three Quick Tips For Repairing Your Credit Report

By Claudia Arellano
Most of the major purchases we make through out our life will be affected by our credit scores, which will determine the prices we pay. S... ]]></description>
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		<item>
			<title><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage ]]></title>
			<link>http://therichardsmithteam.com/mortgage-terms.htm</link>
			<guid>http://therichardsmithteam.com/mortgage-terms.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:28 +0000</pubDate>
			<description><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage
Dear ,
The following is a comprehensive list of mortgage terms that may be used during&amp;nbsp;the loan process.&amp;nbsp;By familiarizing yourself with these terms, you will be able to&amp... ]]></description>
		</item>
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			<title><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement ]]></title>
			<link>http://therichardsmithteam.com/closing-cost.htm</link>
			<guid>http://therichardsmithteam.com/closing-cost.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:28 +0000</pubDate>
			<description><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement
Dear ,
All lenders and brokers are required to provide you with a Good Faith Estimate detailing the services you may be required to get and pay for in connect... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit ]]></title>
			<link>http://therichardsmithteam.com/own-a-home.htm</link>
			<guid>http://therichardsmithteam.com/own-a-home.htm</guid>
			<pubDate>Thu, 22 May 2014 16:44:45 +0000</pubDate>
			<description><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit
Dear ,
The enclosed special report will show you how you can own a home with VERY LITTLE MONEY DOWN and get LOW INTEREST RATES even if you have had a bankrupt... ]]></description>
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		<item>
			<title><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier ]]></title>
			<link>http://therichardsmithteam.com/better-credit-record.htm</link>
			<guid>http://therichardsmithteam.com/better-credit-record.htm</guid>
			<pubDate>Thu, 22 May 2014 16:46:46 +0000</pubDate>
			<description><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier
Dear ,
Newspapers, radio, TV and the Internet are filled with advertisements that offer-for a fee-to erase accurate negative information in your credit file. The scam ... ]]></description>
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		<item>
			<title><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application ]]></title>
			<link>http://therichardsmithteam.com/mortgage-checklist.htm</link>
			<guid>http://therichardsmithteam.com/mortgage-checklist.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:28 +0000</pubDate>
			<description><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application
Dear ,
The following list of items has been compiled for your convenience.&amp;nbsp;You will need to bring this information to&amp;nbsp;your mortgage application in order to expedite ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own ]]></title>
			<link>http://therichardsmithteam.com/stop-renting.htm</link>
			<guid>http://therichardsmithteam.com/stop-renting.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:28 +0000</pubDate>
			<description><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own
Dear ,
This free report will show you the tax benefits of owning your own home as well as:

How to get pre-approved and find the right program to suit your needs.
The end of this report will... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know ]]></title>
			<link>http://therichardsmithteam.com/lower-insurance.htm</link>
			<guid>http://therichardsmithteam.com/lower-insurance.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:29 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 7 Things You Should NOT Do When Applying For A Home Loan ]]></title>
			<link>http://therichardsmithteam.com/seven-things.htm</link>
			<guid>http://therichardsmithteam.com/seven-things.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:29 +0000</pubDate>
			<description><![CDATA[ 7 Things You Should NOT Do When Applying For A Home Loan
Dear ,
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the l... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Money & Time Saving Tips For A Successful Move ]]></title>
			<link>http://therichardsmithteam.com/moving-tips.htm</link>
			<guid>http://therichardsmithteam.com/moving-tips.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:29 +0000</pubDate>
			<description><![CDATA[ Money &amp;amp; Time Saving Tips For A Successful Move
Dear ,
This brochure has been developed by the U.S. Department of Transportation (USDOT), Federal Motor Carrier Safety Administration (FMCSA) to assist you in a successful move across state lin... ]]></description>
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		<item>
			<title><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage ]]></title>
			<link>http://therichardsmithteam.com/mortgage-faq.htm</link>
			<guid>http://therichardsmithteam.com/mortgage-faq.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:29 +0000</pubDate>
			<description><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage
Dear ,
The following report answers the top mortgage questions you must ask before you apply for a mortgage.
You may want to print this report for future reference.
PART I. GE... ]]></description>
		</item>
		<item>
			<title><![CDATA[ What Others Say ]]></title>
			<link>http://therichardsmithteam.com/reviews.htm</link>
			<guid>http://therichardsmithteam.com/reviews.htm</guid>
			<pubDate>Sun, 01 Jan 2023 10:28:10 +0000</pubDate>
			<description><![CDATA[ 





... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Credit Repair Information ]]></title>
			<link>http://therichardsmithteam.com/credit-repair.htm</link>
			<guid>http://therichardsmithteam.com/credit-repair.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:08 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 35 Minute Credit Repair Video ]]></title>
			<link>http://therichardsmithteam.com/35creditrepair.htm</link>
			<guid>http://therichardsmithteam.com/35creditrepair.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:08 +0000</pubDate>
			<description><![CDATA[ The Credit Repair Video The CreditBureaus Don't Want You To See!Click The Play Arrow BelowTo Watch The Video Now!


	.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embe... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 7 Minute Video - Proof Credit Repair Works ]]></title>
			<link>http://therichardsmithteam.com/7creditrepair.htm</link>
			<guid>http://therichardsmithteam.com/7creditrepair.htm</guid>
			<pubDate>Thu, 22 May 2014 16:28:31 +0000</pubDate>
			<description><![CDATA[ Does Credit Repair Really Work?Click The Play Arrow Below ToWatch The Video And Find Out The Truth!
.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, ... ]]></description>
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			<title><![CDATA[ Reverse Mortgage Ecourse ]]></title>
			<link>http://therichardsmithteam.com/reverse-mortgage-ecourse.htm</link>
			<guid>http://therichardsmithteam.com/reverse-mortgage-ecourse.htm</guid>
			<pubDate>Thu, 21 May 2009 10:20:23 +0000</pubDate>
			<description><![CDATA[ Thank You For RequestingOur Reverse Mortgage InformationDear ,The first report is an Introduction to Reverse Mortgages.We will deliver additional reports &amp;amp; tips by email so please make sure you entered a valid email address so we can send you... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Prospect Weekly Tip ]]></title>
			<link>http://therichardsmithteam.com/weeklytipprop.htm</link>
			<guid>http://therichardsmithteam.com/weeklytipprop.htm</guid>
			<pubDate>Fri, 09 Jul 2010 14:30:33 +0000</pubDate>
			<description><![CDATA[ 


















Richard's Weekly Tip






The Video Below Will Start Automatically..

 Here Is Richard



's Weekly tip


&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp... ]]></description>
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		<item>
			<title><![CDATA[ Time Management ]]></title>
			<link>http://therichardsmithteam.com/time.htm</link>
			<guid>http://therichardsmithteam.com/time.htm</guid>
			<pubDate>Wed, 29 Jul 2009 13:20:27 +0000</pubDate>
			<description><![CDATA[ &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp; Thank You For Buying This E-Book &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&am... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Realtor Weekly Tip ]]></title>
			<link>http://therichardsmithteam.com/realtorweeklytip.htm</link>
			<guid>http://therichardsmithteam.com/realtorweeklytip.htm</guid>
			<pubDate>Fri, 09 Jul 2010 13:56:46 +0000</pubDate>
			<description><![CDATA[ 


















Richard's Weekly Tip






The Video Below Will Start Automatically..

 Here Is Richard



's Weekly tipDon't forget to sign up for my free workshops this week at&amp;nbsp;  &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nb... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Weekly Video Tips Template 2 ]]></title>
			<link>http://therichardsmithteam.com/weekly-tips-template2.htm</link>
			<guid>http://therichardsmithteam.com/weekly-tips-template2.htm</guid>
			<pubDate>Tue, 14 Dec 2010 23:16:48 +0000</pubDate>
			<description><![CDATA[    
  
    
      
        
          &amp;nbsp;
           
            
        
      
    
  
  
    
    
      Richard's Weekly TipClick on the video below to hear 

Richard's tip
        Video Goes Here (No More Than 450 px wide)Call Us Today ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Videos Page ]]></title>
			<link>http://therichardsmithteam.com/videos.htm</link>
			<guid>http://therichardsmithteam.com/videos.htm</guid>
			<pubDate>Fri, 09 Sep 2011 10:12:46 +0000</pubDate>
			<description><![CDATA[ Videos

... ]]></description>
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		<item>
			<title><![CDATA[ Katy Texas ]]></title>
			<link>http://therichardsmithteam.com/katy-mortgage.htm</link>
			<guid>http://therichardsmithteam.com/katy-mortgage.htm</guid>
			<pubDate>Fri, 04 Feb 2011 16:54:22 +0000</pubDate>
			<description><![CDATA[ You&amp;nbsp;Are About To Discover&amp;nbsp;All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in Katy, Texas


, 


Dear Neighbor,
My name is Richard Smith. I want to thank you for taking the time to visit my we... ]]></description>
		</item>
		<item>
			<title><![CDATA[ FHA Mortgage Insurance Changes ]]></title>
			<link>http://therichardsmithteam.com/FHAMortgageInsuranceChanges.htm</link>
			<guid>http://therichardsmithteam.com/FHAMortgageInsuranceChanges.htm</guid>
			<pubDate>Fri, 03 May 2013 17:16:40 +0000</pubDate>
			<description><![CDATA[ FHA Mortgage Insurance Premiums 
Effective April 1, 2013 and June 3, 2013&amp;nbsp;The charts below illustrate the 10 basis points (bps) increase in the Annual Mortgage Insurance Premiums, new duration of annual MIP and new MIP rates for loans under ... ]]></description>
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		<item>
			<title><![CDATA[ About Richard Smith ]]></title>
			<link>http://therichardsmithteam.com/AboutRichardSmith.htm</link>
			<guid>http://therichardsmithteam.com/AboutRichardSmith.htm</guid>
			<pubDate>Fri, 31 Jan 2020 17:02:28 +0000</pubDate>
			<description><![CDATA[ About Richard Smith
My customer service philosophy is pretty simple &amp;mdash; Provide superior customer service in all aspects of what I do and help you by presenting you with education and tools to allow your home-buying experience to be as pain ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Buyer's Handbook ]]></title>
			<link>http://therichardsmithteam.com/HomeBuyersHandbook.htm</link>
			<guid>http://therichardsmithteam.com/HomeBuyersHandbook.htm</guid>
			<pubDate>Tue, 02 Jul 2013 14:14:32 +0000</pubDate>
			<description><![CDATA[ Richard's FREE Home Buyer's Handbook
Is it time to buy your new home? Would you like to get a FREE copy of Richard's book &quot;Home Buyers' Handbook? This book is a complete A-Z guide to Home Buying; from figuring out what you need versus in a home ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Meet My Team ]]></title>
			<link>http://therichardsmithteam.com/myteam.htm</link>
			<guid>http://therichardsmithteam.com/myteam.htm</guid>
			<pubDate>Fri, 08 Mar 2019 14:06:53 +0000</pubDate>
			<description><![CDATA[ My Team





Richard Smith - Residential Mortgage Loan Originator, NMLS# 220593, Equal Housing Lender









&amp;nbsp;





&amp;nbsp;





Gerard Arboleda - Realtor Relations Coordinator/Marketing



... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes For Heroes Blanca Smith ]]></title>
			<link>http://therichardsmithteam.com/BlancaSmithHomesforHeroes.htm</link>
			<guid>http://therichardsmithteam.com/BlancaSmithHomesforHeroes.htm</guid>
			<pubDate>Tue, 29 Oct 2013 19:51:24 +0000</pubDate>
			<description><![CDATA[ 










When you are buying or selling a home, let us say Thank You for all you do!
Homes for Heroes&amp;reg; is a company that affiliates with Realtors&amp;reg;, lenders and other real estate-related service providers who offer substantial rebate... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Client Feedback ]]></title>
			<link>http://therichardsmithteam.com/ClientFeedback.htm</link>
			<guid>http://therichardsmithteam.com/ClientFeedback.htm</guid>
			<pubDate>Tue, 20 Aug 2013 15:13:48 +0000</pubDate>
			<description><![CDATA[ 
WE APPRECIATE YOUR FEEDBACKYour feedback is important to us. If you'd like to share your experience with The Richard Smith Team at LeaderOne Financial Corporation, we hope you'll review us online. Here are some easy and fast options:(click photo bel... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Buyer Handbook Page ]]></title>
			<link>http://therichardsmithteam.com/HomeBuyerHandbookPage.htm</link>
			<guid>http://therichardsmithteam.com/HomeBuyerHandbookPage.htm</guid>
			<pubDate>Wed, 21 May 2014 02:57:21 +0000</pubDate>
			<description><![CDATA[ 

































First Name: *



Email: *



Phone Number *















		
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			<title><![CDATA[ Home Buyer Handbook Page - Thank You ]]></title>
			<link>http://therichardsmithteam.com/HomeBuyerHandbookPage_thx.htm</link>
			<guid>http://therichardsmithteam.com/HomeBuyerHandbookPage_thx.htm</guid>
			<pubDate>Wed, 21 May 2014 03:01:14 +0000</pubDate>
			<description><![CDATA[ 










THANK YOU FOR YOUR INTEREST in DOWNLOADING THE HOME BUYER HANDBOOK!
We will send the HOME BUYER HANDBOOK SHORTLY to YOUR EMAIL!









... ]]></description>
		</item>
		<item>
			<title><![CDATA[ TRSTHomeBuyerHandBook ]]></title>
			<link>http://therichardsmithteam.com/TRSTHomeBuyerHandBook.htm</link>
			<guid>http://therichardsmithteam.com/TRSTHomeBuyerHandBook.htm</guid>
			<pubDate>Mon, 26 May 2014 15:01:31 +0000</pubDate>
			<description><![CDATA[ 

































First Name: *



Email: *



Phone Number *















		
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			<title><![CDATA[ TRST Home Buyer Handbook Page - Thank You ]]></title>
			<link>http://therichardsmithteam.com/TRSTHomeBuyerHandbookPageThankYou.htm</link>
			<guid>http://therichardsmithteam.com/TRSTHomeBuyerHandbookPageThankYou.htm</guid>
			<pubDate>Mon, 26 May 2014 15:06:17 +0000</pubDate>
			<description><![CDATA[ 










THANK YOU FOR YOUR INTEREST in DOWNLOADING THE HOME BUYER HANDBOOK!
We will send the HOME BUYER HANDBOOK SHORTLY to YOUR EMAIL!









... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Blanca Smith Home Selling Opt In ]]></title>
			<link>http://therichardsmithteam.com/BlancaSmithHomeSelling.htm</link>
			<guid>http://therichardsmithteam.com/BlancaSmithHomeSelling.htm</guid>
			<pubDate>Mon, 26 May 2014 16:18:46 +0000</pubDate>
			<description><![CDATA[ 

























First Name: *



Email: *



Phone Number *















		
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			<title><![CDATA[ Blanca Smith Home Selling Video ]]></title>
			<link>http://therichardsmithteam.com/BlancaSmithHomeSellingVideo.htm</link>
			<guid>http://therichardsmithteam.com/BlancaSmithHomeSellingVideo.htm</guid>
			<pubDate>Mon, 26 May 2014 17:17:28 +0000</pubDate>
			<description><![CDATA[ 








I'm highly qualified and can provide you with all the tools and advice you need, especially in today&amp;rsquo;s rapidly changing, complex housing market. I'm happy to answer any questions you may have about selling your home. There are too ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ About Richard Smith ]]></title>
			<link>http://therichardsmithteam.com/AboutRichardSmith_5398be86489f8.htm</link>
			<guid>http://therichardsmithteam.com/AboutRichardSmith_5398be86489f8.htm</guid>
			<pubDate>Wed, 11 Jun 2014 16:47:31 +0000</pubDate>
			<description><![CDATA[ 






&amp;nbsp; ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Bertha Saenz Home Selling Opt In ]]></title>
			<link>http://therichardsmithteam.com/BerthaSaenzhHomeSelling.htm</link>
			<guid>http://therichardsmithteam.com/BerthaSaenzhHomeSelling.htm</guid>
			<pubDate>Wed, 25 Jun 2014 14:09:04 +0000</pubDate>
			<description><![CDATA[ 

























First Name: *



Email: *



Phone Number *















		
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			<title><![CDATA[ Bertha Saenz Home Selling Video ]]></title>
			<link>http://therichardsmithteam.com/BerthaSaenzSHomeSellingVideo.htm</link>
			<guid>http://therichardsmithteam.com/BerthaSaenzSHomeSellingVideo.htm</guid>
			<pubDate>Wed, 25 Jun 2014 14:08:41 +0000</pubDate>
			<description><![CDATA[ 








I'm highly qualified and can provide you with all the tools and advice you need, especially in today&amp;rsquo;s rapidly changing, complex housing market. I'm happy to answer any questions you may have about selling your home. There are too ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Jennifer Campos Home Selling Opt In ]]></title>
			<link>http://therichardsmithteam.com/JenniferCamposTeamHomeSelling.htm</link>
			<guid>http://therichardsmithteam.com/JenniferCamposTeamHomeSelling.htm</guid>
			<pubDate>Wed, 25 Jun 2014 17:02:25 +0000</pubDate>
			<description><![CDATA[ 

























First Name: *



Email: *



Phone Number *















		
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			<title><![CDATA[ Jennifer Campos Home Selling Video ]]></title>
			<link>http://therichardsmithteam.com/JCamposTeamHomeSellingVideo.htm</link>
			<guid>http://therichardsmithteam.com/JCamposTeamHomeSellingVideo.htm</guid>
			<pubDate>Wed, 25 Jun 2014 17:05:48 +0000</pubDate>
			<description><![CDATA[ 








I'm highly qualified and can provide you with all the tools and advice you need, especially in today&amp;rsquo;s rapidly changing, complex housing market. I'm happy to answer any questions you may have about selling your home. There are too ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes For Heroes Clay Smith ]]></title>
			<link>http://therichardsmithteam.com/H4HClaySmith.htm</link>
			<guid>http://therichardsmithteam.com/H4HClaySmith.htm</guid>
			<pubDate>Tue, 16 Sep 2014 14:45:26 +0000</pubDate>
			<description><![CDATA[ 








When you are buying or selling a home, let us say Thank You for all you do!
Homes for Heroes&amp;reg; is a company that affiliates with Realtors&amp;reg;, lenders and other real estate-related service providers who offer substantial rebates ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans - Home ]]></title>
			<link>http://therichardsmithteam.com/va-loans-home.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-home.htm</guid>
			<pubDate>Mon, 20 Jan 2020 16:47:02 +0000</pubDate>
			<description><![CDATA[ 















TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681... ]]></description>
		</item>
		<item>
			<title><![CDATA[ About Us ]]></title>
			<link>http://therichardsmithteam.com/va-about.htm</link>
			<guid>http://therichardsmithteam.com/va-about.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:15:12 +0000</pubDate>
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		<item>
			<title><![CDATA[ formtest ]]></title>
			<link>http://therichardsmithteam.com/formtest.htm</link>
			<guid>http://therichardsmithteam.com/formtest.htm</guid>
			<pubDate>Sat, 24 Jan 2015 01:51:30 +0000</pubDate>
			<description><![CDATA[ 










TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681 to 719)Av... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans - Areas Served ]]></title>
			<link>http://therichardsmithteam.com/va-areas-served.htm</link>
			<guid>http://therichardsmithteam.com/va-areas-served.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:14:22 +0000</pubDate>
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Homes for Heroes ]]></title>
			<link>http://therichardsmithteam.com/va-loans-homes-for-heroes.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-homes-for-heroes.htm</guid>
			<pubDate>Sat, 24 Jan 2015 02:25:30 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Homebuyer Tax Credit ]]></title>
			<link>http://therichardsmithteam.com/va-loans-tax-credit.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-tax-credit.htm</guid>
			<pubDate>Sat, 24 Jan 2015 02:39:09 +0000</pubDate>
			<description><![CDATA[ 
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		<item>
			<title><![CDATA[ VA Loans - Home Purchase Loans ]]></title>
			<link>http://therichardsmithteam.com/va-loans-home-purchase-loans.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-home-purchase-loans.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:17:15 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Refinance ]]></title>
			<link>http://therichardsmithteam.com/va-loans-refinance.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-refinance.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:17:03 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - IRRRL Refinance ]]></title>
			<link>http://therichardsmithteam.com/va-loans-irrrl-refinance.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-irrrl-refinance.htm</guid>
			<pubDate>Sat, 24 Jan 2015 14:27:00 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Cash Out Refinance ]]></title>
			<link>http://therichardsmithteam.com/va-loans-cash-out-refinance.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-cash-out-refinance.htm</guid>
			<pubDate>Sat, 24 Jan 2015 14:28:39 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Mortgage Rates ]]></title>
			<link>http://therichardsmithteam.com/va-loans-mortgage-rates.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-mortgage-rates.htm</guid>
			<pubDate>Sat, 24 Jan 2015 14:30:34 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Income Requirements ]]></title>
			<link>http://therichardsmithteam.com/va-loans-income-requirements.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-income-requirements.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:16:51 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Employment Requirements ]]></title>
			<link>http://therichardsmithteam.com/va-loans-employment-requirements.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-employment-requirements.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:16:39 +0000</pubDate>
			<description><![CDATA[ 
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		<item>
			<title><![CDATA[ VA Loans - Credit Requirements ]]></title>
			<link>http://therichardsmithteam.com/va-loans-credit-requirements.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-credit-requirements.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:16:27 +0000</pubDate>
			<description><![CDATA[ 
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		<item>
			<title><![CDATA[ VA Loans - VA Funding Fee ]]></title>
			<link>http://therichardsmithteam.com/va-loans-va-funding-fee.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-va-funding-fee.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:16:15 +0000</pubDate>
			<description><![CDATA[ 
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        border-color: #fff;
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		<item>
			<title><![CDATA[ VA Loans - Certificate of Eligibility ]]></title>
			<link>http://therichardsmithteam.com/va-loans-certificate-of-eligibility.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-certificate-of-eligibility.htm</guid>
			<pubDate>Sat, 24 Jan 2015 14:42:23 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Thanks ]]></title>
			<link>http://therichardsmithteam.com/va-loans-thanks.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-thanks.htm</guid>
			<pubDate>Sat, 24 Jan 2015 21:20:37 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - What Others Say ]]></title>
			<link>http://therichardsmithteam.com/va-loans-what-others-say.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-what-others-say.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:16:02 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Home - Katy ]]></title>
			<link>http://therichardsmithteam.com/va-loans-katy-texas.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-katy-texas.htm</guid>
			<pubDate>Wed, 20 Sep 2017 17:20:12 +0000</pubDate>
			<description><![CDATA[ 















TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681 to 7... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans - Home - Cypress ]]></title>
			<link>http://therichardsmithteam.com/va-loans-cypress-texas.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-cypress-texas.htm</guid>
			<pubDate>Wed, 20 Sep 2017 17:21:33 +0000</pubDate>
			<description><![CDATA[ 















TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681 to 7... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans - Home - Houston ]]></title>
			<link>http://therichardsmithteam.com/va-loans-houston-texas.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-houston-texas.htm</guid>
			<pubDate>Tue, 17 Jul 2018 14:27:50 +0000</pubDate>
			<description><![CDATA[ 















TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans - Privacy Policy ]]></title>
			<link>http://therichardsmithteam.com/va-loans-privacy-policy.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-privacy-policy.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:10:06 +0000</pubDate>
			<description><![CDATA[ 
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        border-color: #fff;
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		</item>
		<item>
			<title><![CDATA[ VA Loans - Terms of Use ]]></title>
			<link>http://therichardsmithteam.com/va-loans-terms-of-use.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-terms-of-use.htm</guid>
			<pubDate>Sun, 01 Feb 2015 00:28:36 +0000</pubDate>
			<description><![CDATA[ 
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		</item>
		<item>
			<title><![CDATA[ Sandra Billings Home Selling Video ]]></title>
			<link>http://therichardsmithteam.com/SandraBillingsHomeSellingVideo.htm</link>
			<guid>http://therichardsmithteam.com/SandraBillingsHomeSellingVideo.htm</guid>
			<pubDate>Thu, 19 Mar 2015 18:10:06 +0000</pubDate>
			<description><![CDATA[ 


I'm highly qualified and can provide you with all the tools and advice you need, especially in today&amp;rsquo;s rapidly changing, complex housing market. I'm happy to answer any questions you may have about selling your home. There are too many h... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Copy of VA Loans - Home ]]></title>
			<link>http://therichardsmithteam.com/va-loans-home_55c0f82282ec9.htm</link>
			<guid>http://therichardsmithteam.com/va-loans-home_55c0f82282ec9.htm</guid>
			<pubDate>Wed, 20 Sep 2017 17:22:12 +0000</pubDate>
			<description><![CDATA[ 















TAKE THE FIRST STEP
Fill out the short form below to start the simple preapproval process. Or talk to a Home Loan Specialist now:
(832) 887-1300







Name: *



Email: *



Phone: *



Credit Rating: *
Excellent (720+)Good (681 to 7... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Greater Houston Heroes ]]></title>
			<link>http://therichardsmithteam.com/greater-houston-heroes.htm</link>
			<guid>http://therichardsmithteam.com/greater-houston-heroes.htm</guid>
			<pubDate>Wed, 12 Aug 2015 14:24:07 +0000</pubDate>
			<description><![CDATA[ 















Heroes Register Today!



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Name: *



Your Location: *



Best Phone Number to Reach You: *



Email: *



Please Check the Box that Best Applies to You: *
Military/VeteranLaw EnforcementFire... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Greater Houston Heroes - About ]]></title>
			<link>http://therichardsmithteam.com/greater-houston-heroes_about.htm</link>
			<guid>http://therichardsmithteam.com/greater-houston-heroes_about.htm</guid>
			<pubDate>Wed, 12 Aug 2015 14:25:03 +0000</pubDate>
			<description><![CDATA[ 















Heroes Register Today!



Fields marked with an * are required.






Name: *



Your Location: *



Best Phone Number to Reach You: *



Email: *



Please Check the Box that Best Applies to You: *
Military/VeteranLaw EnforcementFire... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Greater Houston Heroes - Thanks ]]></title>
			<link>http://therichardsmithteam.com/greater-houston-heroes_thanks.htm</link>
			<guid>http://therichardsmithteam.com/greater-houston-heroes_thanks.htm</guid>
			<pubDate>Wed, 12 Aug 2015 14:18:31 +0000</pubDate>
			<description><![CDATA[ 















Heroes Register Today!



Fields marked with an * are required.






Name: *



Your Location: *



Best Phone Number to Reach You: *



Email: *



Please Check the Box that Best Applies to You: *
Military/VeteranLaw EnforcementFire... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Greater Houston Heroes - Who is Eligible? ]]></title>
			<link>http://therichardsmithteam.com/greater-houston-heroes_eligibility.htm</link>
			<guid>http://therichardsmithteam.com/greater-houston-heroes_eligibility.htm</guid>
			<pubDate>Wed, 12 Aug 2015 14:21:59 +0000</pubDate>
			<description><![CDATA[ 















Heroes Register Today!



Fields marked with an * are required.






Name: *



Your Location: *



Best Phone Number to Reach You: *



Email: *



Please Check the Box that Best Applies to You: *
Military/VeteranLaw EnforcementFire... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes.htm</guid>
			<pubDate>Wed, 09 Sep 2015 21:30:12 +0000</pubDate>
			<description><![CDATA[ 
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.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes - FAQs ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes-faq.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes-faq.htm</guid>
			<pubDate>Wed, 09 Sep 2015 21:14:35 +0000</pubDate>
			<description><![CDATA[ 
body {background-image:url('/MyFiles/flag.jpg');background-size:cover;background-attachment:fixed;}
.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes - Testimonials ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes-testimonials.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes-testimonials.htm</guid>
			<pubDate>Fri, 18 Sep 2015 15:57:30 +0000</pubDate>
			<description><![CDATA[ 
body {background-image:url('/MyFiles/flag.jpg');background-size:cover;background-attachment:fixed;}
.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes - Thanks ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes-thanks.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes-thanks.htm</guid>
			<pubDate>Wed, 09 Sep 2015 21:17:10 +0000</pubDate>
			<description><![CDATA[ 
body {background-image:url('/MyFiles/flag.jpg');background-size:cover;background-attachment:fixed;}
.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes - About ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes-about.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes-about.htm</guid>
			<pubDate>Wed, 09 Sep 2015 21:18:10 +0000</pubDate>
			<description><![CDATA[ 
body {background-image:url('/MyFiles/flag.jpg');background-size:cover;background-attachment:fixed;}
.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes - Signup ]]></title>
			<link>http://therichardsmithteam.com/homes_for_heroes-signup.htm</link>
			<guid>http://therichardsmithteam.com/homes_for_heroes-signup.htm</guid>
			<pubDate>Wed, 23 Sep 2015 23:07:26 +0000</pubDate>
			<description><![CDATA[ 
body {background-image:url('/MyFiles/flag.jpg');background-size:cover;background-attachment:fixed;}
.btn-info, .btn-primary {background-color:#39b3d7 !important;border-color:#39b3d7 !important;color:#fff !important;box-shadow:none;-webkit-box-shadow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes ]]></title>
			<link>http://therichardsmithteam.com/homes-for-heroes.htm</link>
			<guid>http://therichardsmithteam.com/homes-for-heroes.htm</guid>
			<pubDate>Wed, 07 Feb 2018 02:26:21 +0000</pubDate>
			<description><![CDATA[ 
// 
  


Home
What the Program is All About
FAQs
Testimonials
Signup




 .embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-cont... ]]></description>
		</item>
		<item>
			<title><![CDATA[ The "MISSION, MOTIVATION, MARKETING" EVENT ]]></title>
			<link>http://therichardsmithteam.com/hal-elrod-event.htm</link>
			<guid>http://therichardsmithteam.com/hal-elrod-event.htm</guid>
			<pubDate>Wed, 04 Nov 2015 12:25:03 +0000</pubDate>
			<description><![CDATA[ 




The &quot;MISSION, MOTIVATION, MARKETING&quot; EVENT for Houston Area Real Estate Agents!



Attention: REAL ESTATE AGENTS / LOAN OFFICERS Welcome Hal Elrod, International Keynote Speaker, #1 Best Selling Author, Host of one of the top podcasts ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Homes for Heroes Amber ]]></title>
			<link>http://therichardsmithteam.com/HomesforHeroesAmber.htm</link>
			<guid>http://therichardsmithteam.com/HomesforHeroesAmber.htm</guid>
			<pubDate>Wed, 07 Feb 2018 02:28:02 +0000</pubDate>
			<description><![CDATA[ <br />
<b>Fatal error</b>:  Uncaught Error: Call to a member function fetch_array() on boolean in /var/www/mws-web-server/includes/class/Site.php:279
Stack trace:
#0 /var/www/mws-web-server/includes/Rss.php(30): Site-&gt;ReplaceTags('&lt;style&gt;&lt;!--\r\nbo...')
#1 /var/www/mws-web-server/vhosts/2707/PageTypes/Rss.php(3): require_once('/var/www/mws-we...')
#2 {main}
  thrown in <b>/var/www/mws-web-server/includes/class/Site.php</b> on line <b>279</b><br />
